Even though laws requiring auto insurance can be strict, not every driver follows them. If you have been in a motor vehicle accident with an uninsured or underinsured motorist, you may have more options than you realize. Before you settle with any insurance company, contact our firm to learn about your legal rights and options.
Legal Help for Car Accident Victims
Whether you were injured in a car accident, truck accident, SUV rollover or any other type of motor vehicle accident, you owe it to yourself to discuss your case with an experienced personal injury lawyer.
At Reybroek Barristers, we have a reputation for achieving positive results for people injured in vehicle accidents in Toronto and throughout Ontario. To learn more about the legal aspects of car accidents, please review the general information below. To arrange a free consultation with a member of our firm, please contact us by e-mail or call toll free
Thank you for contacting Reybroek Barristers. Your message has been sent.
Call us now
or use the form below.
Obtaining compensation or accident benefits after a car accident can be extremely challenging. The insurance companies want to pay you as little as possible or nothing at all. We know what is fair and will not recommend that you settle for anything less.
Our personal injury lawyers serve as a buffer between you and the insurance companies. We will take care of the legal aspects of your case so that you can focus on recovering from your injuries. To learn more about how we can help, please contact us to arrange a free initial consultation. Call toll free
Insurance Claim Do's and Don'ts
When you need to make an auto insurance claim, you should proceed with care. Your actions may have a significant influence on the amount of compensation you receive. Contact Reybroek Barristers in Toronto, 3200 Dufferin Street, Suite 210, to schedule a consultation with a personal injury attorney to learn more.
The Do's
DO consult an attorney for legal advice.
DO review your insurance policies to find out what is covered and what is excluded.
DO notify your insurance company right away after you are in a car accident, your car is stolen or damaged or another such covered event takes place.
DO take pictures if you can: of your vehicle, the accident site and your injuries.
DO take notes when you speak with your insurance company. Make a record of the names, job titles and phone numbers of the representatives with whom you communicate. If you can, get the names of their supervisors, too. Note what you discussed and what you or the representative promised to do.
DO tell your insurance company the truth. Not only does this save everyone a lot of time and effort, but questions of legal liability can be complex. If you fail to be forthcoming with your insurance company, this could invalidate or reduce your coverage.
DO investigate whether you have additional insurance coverage. Depending on the circumstances, supplemental coverage may come from another auto insurance policy, a homeowner's policy or umbrella coverage.
DO keep the receipts for money you've spent on car rental, medical bills and purchases made in connection with the motor vehicle accident.
DO make sure you're aware of the difference between the replacement value of your car and what you actually owe on the car. If the car is totaled, most car insurance will cover only the cash value of your car at the time of the accident. You may owe more than that, however, on the loan or the lease of the car. Gap coverage makes up for this difference. Additional coverage is usually necessary for things like a special sound system in your car.
The Don'ts
DON'T accept the insurance company's estimate of your losses and damages until you have a chance to fully explore the matter yourself. An attorney's help can be valuable in determining whether the insurance company's estimate is fair.
DON'T give the insurance company a recorded or written statement until you have determined how you wish to proceed. It is important to be aware of the extent of your insurance coverage and your rights.
DON'T sign a release or waiver until you have gotten reliable legal advice. You may feel pressure to sign from your insurance company, but it is your right to explore your options. Just make sure that you take appropriate action within the time limit stated in your insurance policy.
DON'T accept a check from your insurance company — especially one that says "final payment" — unless you have obtained legal advice and carefully weighed your options.
Contact a Personal Injury Attorney
Your insurance company is legally obligated to follow through on the terms of its contract with you. You have the right to make sure that happens, and a lawyer can offer you the support, guidance and advocacy you need. Contact Reybroek Barristers in Toronto, 3200 Dufferin Street, Suite 210, to schedule a consultation with a personal injury attorney to discuss your situation.
Copyright © 2012 FindLaw, a Thomson Reuters business
DISCLAIMER: This site and any information contained herein are intended for informational purposes only and should not be construed as legal advice. Seek competent legal counsel for advice on any legal matter.
