Even though laws requiring auto insurance can be strict, not every driver follows them. If you have been in a motor vehicle accident with an uninsured or underinsured motorist, you may have more options than you realize. Before you settle with any insurance company, contact our firm to learn about your legal rights and options.
Legal Help for Car Accident Victims
Whether you were injured in a car accident, truck accident, SUV rollover or any other type of motor vehicle accident, you owe it to yourself to discuss your case with an experienced personal injury lawyer.
At Reybroek Barristers, we have a reputation for achieving positive results for people injured in vehicle accidents in Toronto and throughout Ontario. To learn more about the legal aspects of car accidents, please review the general information below. To arrange a free consultation with a member of our firm, please contact us by e-mail or call toll free
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Obtaining compensation or accident benefits after a car accident can be extremely challenging. The insurance companies want to pay you as little as possible or nothing at all. We know what is fair and will not recommend that you settle for anything less.
Our personal injury lawyers serve as a buffer between you and the insurance companies. We will take care of the legal aspects of your case so that you can focus on recovering from your injuries. To learn more about how we can help, please contact us to arrange a free initial consultation. Call toll free
Auto Accident Injuries and Compensation
An individual who has been injured in an automobile accident may be able to seek monetary compensation for injuries and damages. Cases are fact specific, typically with complex issues of proof and fault in dispute. An experienced personal injury attorney from Reybroek Barristers in Toronto, 3200 Dufferin Street, Suite 210, can work with you to sort out your legal options.
Compensation for Your Losses
The injured party in a motor vehicle accident may be able to recover damages from the party or parties who caused the accident. Damages are monetary compensation for the victim's injuries or losses. Compensable injuries include physical injuries like broken bones, spinal cord injuries and head injuries; the pain and suffering caused by physical injuries may also be compensable.
Damages may also be sought to pay for the victim's medical bills — bills that arose directly after the accident, in addition to reasonable future medical bills. If the victim requires rehabilitative services or accommodations, such as physical therapy or a ramp leading to the home, these costs may be recovered. The accident victim also may recover lost past and future wages. Compensation for damage to personal property may also be recoverable.
Other damages that are more difficult to quantify may also be sought. Mental pain and suffering may be compensable, as may permanent impairment or disfigurement. Loss of enjoyment of life is also compensable in certain situations.
If the injured person was already suffering from a previous injury, that does not necessarily bar monetary recovery. The accident may have aggravated or worsened the victim's existing injury, and the new injury can be treated as a separate matter from the underlying injury.
If you have been injured in an auto accident, it is a good idea to keep a daily diary documenting how the injury is affecting you, both emotionally and physically. This can be of great assistance when it comes time to show the effects of the accident.
Spouse's Damages: Loss of Consortium
Even if the husband or wife of the motor vehicle accident victim was not in the car at the time of the crash, he or she may also be experiencing a loss. Almost every state recognizes the claim of loss of consortium. Loss of consortium refers to the negative effect the accident has had on the marital relationship. The marital relationship generally comes with certain benefits, such as companionship, comfort, assistance, sexual relations and affection; the loss of consortium can be temporary or permanent.
Auto Insurance
It is most often the case that auto accident victims who recover in court or via a settlement are paid by the other driver's insurance company. If the other driver is uninsured or underinsured, however, the accident victim must pursue other means of recovery.
The insurance policy of the victim may have an uninsured-motorist or underinsured-motorist provision that will compensate the victim. Other types of insurance policies, available through the victim's spouse or employer, may also provide benefits. How significant a benefit and whether it is available depends, of course, on the specifics of the policy itself.
Amount of Financial Recovery
The level of damages to which the auto accident victim may be entitled depends on numerous factors. State law, the victim's injuries, proving the facts of the case and even the victim's own actions can come into play. So can the type and length of medical treatment, the insurance coverage of each party, the effect of the accident on the victim's income and the permanence of the injuries. This is why an experienced attorney can be such a strong ally in planning the case and assessing damages.
Contact a Personal Injury Attorney
A motor vehicle accident can have catastrophic consequences, both for the victim and the victim's family. Contact Reybroek Barristers in Toronto, 3200 Dufferin Street, Suite 210, to schedule a consultation with an experienced personal injury lawyer to discuss your legal options..
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